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Overview |
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The Basics |
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Individual & Family Coverage |
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HMO & PPO |
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Group Coverage |
Short Term:
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Overview |
It's no secret that employees value health insurance benefits. Surveys have shown that workers value health insurance coverage second only to monetary compensation. By offering group health insurance benefits to your employees, you may find it easier to hire and retain the best workers for your company.
Your company will probably be eligible for a small business plan if it consists of at least two full-time owners, officers, partners and/or employees, as verified by officially-filed state quarterly wage and tax statements or annual federal tax return documents.
Finding the right group health plan for your business can be downright intimidating: sorting through lists of insurance companies and plans; checking and re-checking the dollars and totals for deductibles and co-pays; making sense of plan limitations and exclusions; deciphering a dictionary’s worth of insurance-speak. It’s enough to make anyone feel like a high-school freshman again.
You don’t have the time for all this research and number crunching. But can you really afford to leave it on your “maybe someday” list? As the cost of medical care rises, the risks of not having health insurance are more apparent than ever. Today a single injury or illness –if uninsured– can leave a family in financial ruin. Moreover, group health coverage is a key benefit of employment. You may not be able to hire and keep the best employees without offering health coverage. The point is: don’t procrastinate!
We will get multiple quotes from multiple leading insurers in Arizona -- and then help you know the type of benefits you need. Comparison-shopping really does pays off. Don’t limit yourself to the options available through a single insurance company.
We will discuss the pros and cons of the various insurance companies and plans and provide you with quotes for each, and offer valuable advice based on your group needs.
Contact us today ...